Deciding to purchase a property is one of the most important decisions you will make in your life, and getting the right mortgage in place can be stressful.
Whether you are applying for a first time buyer mortgage, are looking to move house or remortgage your existing home, our expert mortgage Advisers in Northwich can help you secure the right mortgage, remortgage or shared ownership mortgage. We can assist you to source the most appropriate mortgage option and help you secure your property.
Why use a mortgage broker?
While you can apply for a mortgage on your own, it can be easier and quicker to work with a mortgage broker, particularly if your circumstances are complicated such as being self-employed or having adverse credit.
Often mortgage brokers have access to deals that are only available through a broker rather than your typical high street lender.
At CRS we can help you search the entire market to find the best deals and rates, remove the hassle of applying for a mortgage on your own and give you truly independent advice. We will also advise on the insurances you need to protect your mortgage, such as:
- Accident, Sickness and Unemployment (ASU)
- Life and Critical Illness
- Permanent Health Insurance (PHI)
- Building and Contents
Remortgage or moving home
If you are moving home or want to remortgage your current home we can help you find the best rates from porting your existing mortgage to sourcing you a better deal. Many people consider taking out a remortgage on their home to release some of the equity that has accrued to help pay for an extension or other home renovations, such as garden landscaping, a new driveway or building a loft conversion.
Most people simply switch mortgages at the end of their fixed term to renegotiate their deal to keep their monthly repayments similar or cheaper than what they have been paying.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it.
Looking for mortgage advice in Cheshire?
If you would like mortgage advice, please get in touch via our enquiry form and a member of our team will be in contact to discuss your requirements and the best options for your circumstances.
Related Services
Many people shy away from bridging finance because they do not understand how it works, but it can be a powerful form of finance.
Buying a property for the purpose of letting it to a tenant can be an attractive proposition, but becoming a private landlord should not be seen as an easy way to make money.
A lifetime mortgage or equity release is when you borrow money secured against your home, provided it is your main residence, while retaining ownership.
