Whether you are planning for the future or have an immediate need for long term care, it is always best to speak to a specialist financial Adviser such as CRS in Northwich.
Many of us go through life thinking old age or ill health are a long way in the future, but the future always comes a lot quicker than we expect and ill health along with the need for long term care can occur at any age.
It is imperative you plan for long term care as early as possible to give peace of mind for you and your family and to ensure that you are prepared.
Will I have to pay towards long term care?
If after assessment, your local authority decides you have eligible care needs they will undertake a financial assessment to work out if and how much you will have to pay towards the cost of your care.
The amount you are responsible for paying depends on a number of factors such as your income, how much money you have saved, the value of your assets and if you need to go into residential care, may also include the value of your home.
If it is determined that you have to contribute towards the costs of your long term care, there are a variety of ways to pay for it and each should be explored to ensure you have chosen the right option for you and your family.
How can CRS help me plan for long term care?
Based in our offices in Northwich, our team of financial Advisors work in partnership with you, care home providers and other professionals such as accountants and solicitors to provide comprehensive advice about long term care.
Our long term care specialist, Clive Steggel can advise on all aspects of long term care and can guide you through the different ways you can pay for long term care as well as how your contribution is calculated.
No matter if you are planning ahead or need to find an immediate solution, we can help you.
Looking for long term care advice in Cheshire?
If you would like advice on paying for your long term care, please get in touch via our enquiry form and a member of our team will be in contact to discuss your requirements and the options that may be available to you.
Chris Miller
Director and Financial Adviser
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